Insurance, in plain English

The question nobody wants to ask:
how will the funeral get paid for?

A funeral in America runs $8,000–$10,000, and most families have nothing set aside to meet it. Talyty exists to answer the money questions around life's hardest moments — final expense insurance, burial coverage, and life insurance — in words your family actually uses.

The cornerstone guides

Start with what things actually cost

Every guide is researched, sourced, and written to be understood on the first read. No jargon, no scare tactics, and a clear line between reference and sales — we explain; licensed agents sell.

Costs

How much does a funeral actually cost in 2026?

Burial vs. cremation, line item by line item — and the three costs families forget to plan for.

In the works
Coverage

Final expense insurance, explained like a neighbor would

What it is, what it isn't, who it's actually for, and the waiting-period fine print that surprises people.

In the works
No exam

Guaranteed-issue life insurance: the honest trade-offs

No health questions sounds great — here's what you give up in exchange, in real dollars.

In the works
Costs

Cremation costs: direct, simple, and what "direct" means

Why one word in the package name changes the price by thousands.

In the works
Planning

How to pay for a funeral with no insurance and no savings

The real options in order — assistance programs, payment plans, fundraising — and what each one costs you.

In the works
Coverage

Term vs. whole vs. final expense: one table, no fog

The three products people confuse most, compared where it matters: price, purpose, and payout.

In the works
Who writes this

A data guy, not a salesman

JJ

Jesse Judice is a business-intelligence developer in Somerset, Kentucky who spends his days making complicated numbers make sense — and got tired of watching families meet the worst week of their lives with a calculator and a prayer. Talyty is reference material, written by someone whose job is clarity, not commissions. More about Jesse and how this site makes money →

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