Disclosures

Plain English applies here too. Three things you should know about this site:

1. Referral links

Some links on Talyty are affiliate or referral links. If you click one and request a quote, connect with a provider, or buy a product, Talyty may be paid a fee. This costs you nothing extra. We only add referral links to pages after the content is written, and referral relationships never determine what we recommend or how we describe costs. Any page containing referral links carries a note saying so.

2. Not advice, not an agent

Talyty is reference material. We are not an insurance company, agency, broker, or licensed agent, and nothing here is financial, legal, tax, or insurance advice. Insurance products vary by state, health, age, and carrier — decisions about coverage should be made with a licensed professional who can see your actual situation.

3. Accuracy and corrections

Cost figures and product details are researched from primary sources and dated where shown. Prices and products change; if you find something outdated or wrong, tell us and we'll correct it visibly rather than quietly.